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02-19-2006, 05:43 PM
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Join Date: Mar 2004
Location: NYC
Country: United States
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i usually just had them apply it to next year's invoice. yes, i know they got to earn the interest on my money, but it's not like i was giving much away at current rates. plus, it made each of the following year's 6 payments just that much easier to deal with.

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