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08-05-2012, 09:52 AM
Join Date: Mar 2004
May I have a car accident insurance: I just had a light car accident, ended up with some scratches in the bumper. It's my fault. I won't claim insurance, and I'll pay the repair with my own money.
My question is about the other car: if he claims the insurance, I think it's his insurance pays for the repair, not my insurance, right ?
Does the insurance record my fault, even I don't claim (but he does) ?
Does that affect my future insurance fee ?
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