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12-09-2012, 06:05 PM
  #50
Blind Gardien
nexus of the crisis
 
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Quote:
Originally Posted by CN_paladin View Post
SO WHY DON'T YOU FIND A MAJOR INSURANCE FIRM WILLING TO INSURE EXPENSIVE CONTRACTS LONGER THAN 5 YEARS? This has been explained over and over again.
The insurance is a convenient point for the owners to stand on. Of course, many of them have handed out longer term contracts in the past, despite this. So it will always sound hypocritical. But maybe they could at least offer 5-year limits, but some form of non-guaranteed years after that, for any uninsured years. (Which I'm sure would be a non-starter for players, of course).

That said, I wonder why there are 5-year limits? Why wouldn't it just be rolling insurance, or case-by-case? If a player signs a 6-year deal at 24, and is perfectly healthy in Year 1, why couldn't you just cancel an initial 5-year policy and get a new one to cover the next 5 years? Similarly if a player has a significant injury history, why would that player get a 5-year policy? Why would the insurance companies offers something "across the board" that applies to all players, with a 5-year limit for all? Something doesn't seem quite right in all that.

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