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Player Insurance What's Needed?

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Old
09-30-2007, 10:42 AM
  #1
eyesonpuck
 
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Player Insurance What's Needed?

Hi

Player from Canada going to the US to play in a Minor Pro league.

What insurance do you suggested and what is most needed.

And where do you get it?

Thank you.


Last edited by eyesonpuck: 09-30-2007 at 12:57 PM. Reason: spelling
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09-30-2007, 01:18 PM
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xeric716x
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i would think USA hockey insurance. check their site for more answer.

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10-01-2007, 06:52 AM
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Gino 14
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Originally Posted by x eric x View Post
i would think USA hockey insurance. check their site for more answer.
USA hockey insurance is only a supplemental insurance and only covers USA Hockey sanctioned events. It would be worthless for a pro player.

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10-03-2007, 11:39 AM
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eyesonpuck
 
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So the provincial health card would be fine? I thought I saw one time an add for hockey player insurance covering for injury on or off the ice while out of Canada and in the states.

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10-03-2007, 01:06 PM
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WhipNash27
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I would assume that if you're going to play pro that the team you are playing for would have some sort of health benefits package for you that would just come out of your paychecks. This is how it works in most companies and I would assume any hockey league would do the same. Since we have private health care it's the only way to really do it without paying out the ass. I'm not 100% sure if works the same for non-US citizens, but I would assume that as long as you can afford the insurance it doesn't matter.

Ask someone who works for the team if the team offers some sort of insurance package. Obviously this goes through another company, but it's usually how it works.

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10-03-2007, 02:01 PM
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Ducks
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I'm in a similar predicament, I'm a college student living off of loans and I play hockey, but I need to find some affordable health insurance for myself. Does anyone know the cheapest way to go that will still give me decent coverage?

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10-05-2007, 08:25 PM
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MikeD
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Quote:
Originally Posted by eyesonpuck View Post
Hi

Player from Canada going to the US to play in a Minor Pro league.

What insurance do you suggested and what is most needed.

And where do you get it?

Thank you.
USA hockey is a supplamental coverage. BUT, if you are NOT covered it becomes your primary coverage for all on ice and team activities(official).

As for Semi-pro I suggest talking to thte head office for the league you will be playing in. They will point you to the right place. Also consider what is called in the USA Supplimental Disability Coverage. It is an additional policy you take out on yourself that pays out for any hospital/emergency room visit. Mine also pays out for doctor care for flu or the common cold. Cost is generally around 15.00US per month.

Take a trip to the ER for stitches and they send 75.00US. go to the doctors for the FLu They send 75.00....Crash your quad runner and break a leg, they send 75.00 and 75.00 for each day your an inpatient. thats my policy outlay....each is different. I strongly suggest you talk with an insurance broker to find out whats what.

Contact your local government office regarding your coverage while in the States. There have been more recent changes to what is allowed.

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10-07-2007, 10:01 PM
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DevsFan84
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Originally Posted by soapninja View Post
I'm in a similar predicament, I'm a college student living off of loans and I play hockey, but I need to find some affordable health insurance for myself. Does anyone know the cheapest way to go that will still give me decent coverage?
I had the same problem. I was in college and had no health insurance- i wasn't playing hockey but I just didn't want to go without health insurance. I ended up getting a part time job that offered health insurance- i think jobs like that are few and far between- but they are out there....mostly larger corporations, if I remember correctly. They offered less coverage than they would for full time people...but it was worth it.

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