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Card of choice

View Poll Results: Which card do you primarily use
Credit 51 29.14%
Debit 124 70.86%
Voters: 175. You may not vote on this poll

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Old
08-19-2011, 10:06 PM
  #1
Mike Emrick
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Card of choice

Informal poll

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Old
08-19-2011, 10:07 PM
  #2
Satan
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AINEC.

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Old
08-19-2011, 10:28 PM
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tml_4ever
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I don't even have a debit card with money on it, so excuse my ignorance... but don't they charge you a fee everytime you use it?

If that's true, why would anyone ever use it; I mean, many credit cards give you money back for using them O__o"

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08-19-2011, 10:34 PM
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Renbarg
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My debit card doesn't charge a fee.


Regardless, if you have empty credit cards (as in you pay the balance off monthly) it would be ******** not to use them. Not only do you get points or rewards, its also a lot easier to get your money back should someone screw you over and/or steal your credit card info (assuming you actually have some money to steal in your bank acct).


Last edited by Renbarg: 08-20-2011 at 06:27 PM.
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Old
08-19-2011, 10:34 PM
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BrixtonBullet
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Quote:
Originally Posted by tml_4ever View Post
I don't even have a debit card with money on it, so excuse my ignorance... but don't they charge you a fee everytime you use it?

If that's true, why would anyone ever use it; I mean, many credit cards give you money back for using them O__o"
Mine will charge me an extra fee every time I use my bank card as debit so I just go with credit.

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Old
08-19-2011, 10:36 PM
  #6
Muh
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I dont use plastic. Straight cash homie.

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08-19-2011, 10:42 PM
  #7
Satan
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Quote:
Originally Posted by tml_4ever View Post
I don't even have a debit card with money on it, so excuse my ignorance... but don't they charge you a fee everytime you use it?

If that's true, why would anyone ever use it; I mean, many credit cards give you money back for using them O__o"
I don't get charged when I use my debit card.

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Old
08-20-2011, 12:00 AM
  #8
UFancyHuh
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Wells Fargo is going to start charging $3/month for debit cards. whats up with that

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Old
08-20-2011, 12:03 AM
  #9
Kane One
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Quote:
Originally Posted by tml_4ever View Post
I don't even have a debit card with money on it, so excuse my ignorance... but don't they charge you a fee everytime you use it?

If that's true, why would anyone ever use it; I mean, many credit cards give you money back for using them O__o"
No, that's not true.

I have a question though. I applied for a credit card and they turned me down and their reason was that I didn't have a bank account long enough. I had this college account for a while now, so do they mean an account that isn't a college account? Let's say they don't, how long does an account have to be open for?

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08-20-2011, 12:11 AM
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senators101
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Kane, not sure how it works there, but we're offered credit cards as students all the time. I'm assuming you're 18 at least, so it really shouldn't be a problem.

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08-20-2011, 12:21 AM
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08-20-2011, 01:31 AM
  #12
Zaide
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Debit, because I don't have a credit card yet... And when I'll have one, it will mostly be for internet purchases, because I don't want to have to pay too much for my credit card at the end of the month.

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08-20-2011, 01:36 AM
  #13
Alex The Loyal
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Debit, because I don't have a credit card yet... And when I'll have one, it will mostly be for internet purchases, because I don't want to have to pay too much for my credit card at the end of the month.
Buying internet porn

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08-20-2011, 01:43 AM
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08-20-2011, 01:50 AM
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08-20-2011, 02:16 AM
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Kane, not sure how it works there, but we're offered credit cards as students all the time. I'm assuming you're 18 at least, so it really shouldn't be a problem.
Just because your offered to apply for one doesnt mean you'll get it, the people who offer get commission for every applicant whether they get accepted or not.. And to kane im 19, have had a "student" account since I was 14 and I got accepted try.. Idk if that helps

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08-20-2011, 02:28 AM
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Big McLargehuge
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08-20-2011, 02:38 AM
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Kitten Mittons
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Originally Posted by Renbarg View Post
Regardless, if you have empty credit cards (as in you pay the balance off monthly) it would be ******** not to use them. Not only do you get points or rewards, its a lot easier to get your money back should someone screw you over and/or steal your credit card info (assuming you actually have some money to steal in your bank acct).
Yep, that's what I does.

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Old
08-20-2011, 05:49 AM
  #19
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08-20-2011, 06:23 PM
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sonticus
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I have a debit card that I can run as either credit or debit, and I usually run as credit just because I'm paranoid about someone seeing my PIN. But I usually choose my debit card over one of my credit cards because I'd rather spend my money directly than charge it and pay any interest on it.

And I don't have any fees on most transactions with my debit card if I run it as credit.

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Old
08-20-2011, 06:51 PM
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senators101
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Originally Posted by tmurfin View Post
Just because your offered to apply for one doesnt mean you'll get it, the people who offer get commission for every applicant whether they get accepted or not.. And to kane im 19, have had a "student" account since I was 14 and I got accepted try.. Idk if that helps
I'm not saying everyone gets accepted, but I had like 800 bucks in my account lol. It's not like I had a lot of financial backing. Unless you have a horrible credit history somehow, most people here get accepted on student credit cards.

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08-20-2011, 06:56 PM
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08-20-2011, 06:57 PM
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it allows you to regain control over the game, but doesn't have the game-changing effects of a red card

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08-20-2011, 07:11 PM
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08-20-2011, 07:17 PM
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debit

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