I'm in the process of re-factoring my vehicle situation.
A major wrinkle was dropped into this effort when the forced air, always on AC compressor in one of the cars I want to get rid of started to die. It is dying a slow, slow death. Unfortunately, it has to be completely dead for it to be covered under warranty. Otherwise, Private Party KBB on this one equals exactly what I have left on the financing.
I hate driving cars that make bad noises. I find it... Appalling.
The other car, 2006 Scion xB... I just need to get off my ass and drop it off for service. It has a mildly leaky exhaust and the serpentine belt needs replaced...
That car, once sold, will pay off the other car, which shocks the hell out of me. We only owe about $900 left on the original loan and the Private Party KBB has these things listed at $5000, even with 145k miles on it. I looked on AutoTrader, and same year, same miles are being listed at around $6,000 - $7,000.
I guess it makes sense since it gets about 38MPG...
I'm sure part of her wants an engagement ring but I ain't going there yet. So I'm looking at a nice piece of vintage jewelry, like a sapphire pendant, because she wants a vintage sapphire engagement ring someday. So it's like halfway there but not as silly as a promise ring?
Depends on how long you have been with the gf Jarick? I was with my old lady for just over 6 years before I popped the question then waited until basically our 8 year anniversary to get hitched.
Everyone is different, I took that long because it took me FOREVER to get through college with 1 major and 2 minors. Call me Van Wilder!
Well I know she wants a ring but since we've lived together 5 weeks and I have no money (and one engagement blown already), it ain't happening yet.
I am thinking probably next spring (V-day?). Gives her a year to plan the wedding, even though we're planning something simple. And maybe I'll have money by then.
Well at least you got a plan to save up! I got a tax return after having one heck of a summer job while at school and I figured that was the easiest way to take a good chunk out of the inevitable.
Well at least you got a plan to save up! I got a tax return after having one heck of a summer job while at school and I figured that was the easiest way to take a good chunk out of the inevitable.
Here's to hoping everything works out!
Tax returns are awesome. Last year, mine went towards new lacrosse gloves, a few video games, and a nice romantic dinner with my girlfriend.
This year, it'll probably be the same thing, except with a helmet instead of gloves
Oh and Jarick, good luck with everything. Hopefully you can get her something she wants. From the sound of it, you don't want to get engaged yet and even if everyone wants to pressure you into it, I think you should wait if you don't think you're ready. Just my $.02
Tax returns are a great way to lend the government money interest free. I think it's funny that (not directing this at anyone on this board) so many people don't understand that a tax return is their own money that they just paid too much in during the year.
Tax returns are a great way to lend the government money interest free. I think it's funny that (not directing this at anyone on this board) so many people don't understand that a tax return is their own money that they just paid too much in during the year.
For people who are bad at saving money it's a good way to force yourself into a savings account. Also, until you get a full time job, the amount of money you lost that could have theoretically accrued in a savings account is negligible.
Yeah, i get the principle of not giving the government a loan, but I'd rather overpay than underpay simply to avoid having to make a large pain in the ass payment at the end of the year.
For people who are bad at saving money it's a good way to force yourself into a savings account. Also, until you get a full time job, the amount of money you lost that could have theoretically accrued in a savings account is negligible.
Yeah, i get the principle of not giving the government a loan, but I'd rather overpay than underpay simply to avoid having to make a large pain in the ass payment at the end of the year.
Despite the seemingly collegiate appearance, most of the posters here do have career type jobs. While there can be benefits to having a large return (personally, I rarely spend money on myself and when I do get my [usually small or modest] return, I convince myself to splurge it) the point is that many people don't seem to understand that if they fill out their W-9 correctly, they get more money every paycheck in lieu of a return. Sure a $3k is fun, but it's usually better to get your extra $200/mo and a $600 return.
