The Lounge"...Where the parking lot of the Igloo meets the concourse of the Nassau County Coliseum and the bathroom line of the Skyreach..." - Wickedbsfan
I've lived in the dorms on campus for a few semesters now and I'm ready to move off campus. I've got a few questions that I was hoping someone would be able to help me with:
Will my financial aid be affected by me living off campus?
Financial aid obviously assists with living expenses as well as academic expenses, would I get financial aid to put towards living off campus?
We really can't answer that as we don't know what the rules are like where you live. I lived off-campus all through college, and it did not affect my financial aid (as far as I know, anyways); I still received the maximum amount every single term. However, unless you live in British Columbia, this information is probably useless to you.
I think in Canada it is normal to live off campus as not every school has dorms or have very limited space. I would look for roomates in a university ghetto to save on cash. For example McGill university has an area close to it known as the McGill ghetto and the landlords there are use to having student tenants and it can be a fun place to live.
It depends what kind of aid you are getting I'd guess.
If you are taking out private or parent plus loans, you can pretty much decide how much you want to take out to help you live for college (which includes living expenses on or off campus).
Generally, living off campus is a lot cheaper for most colleges (unless you go to a school in a big city with high rent costs like New York City or Chicago). A big reason why is because when you live on campus, you usually are required to get a costly meal plan, where you don't need one when living off campus.
It shouldn't effect your financial aid - at least it doesn't for me.
Protip: learn to cook. Buying groceries is much cheaper than eating out. I see way too many lazy kids constantly wasting money because they don't know how to use a stove.
Generally, living off campus is a lot cheaper for most colleges (unless you go to a school in a big city with high rent costs like New York City or Chicago). A big reason why is because when you live on campus, you usually are required to get a costly meal plan, where you don't need one when living off campus.
Except...you still have to buy food. Oh...and you are commuting, so there's some gas money or massive amounts of time being lost in your day if you are a hippy who bikes to school.
Unless you are a drunk and are on a dry, ZT campus, there's really no reason to live off campus.
It depends what kind of aid you are getting I'd guess.
If you are taking out private or parent plus loans, you can pretty much decide how much you want to take out to help you live for college (which includes living expenses on or off campus).
Generally, living off campus is a lot cheaper for most colleges (unless you go to a school in a big city with high rent costs like New York City or Chicago). A big reason why is because when you live on campus, you usually are required to get a costly meal plan, where you don't need one when living off campus.
I'm not taking out any loans, which is probably the primary way that students afford off campus housing.
How absolutely insane are the dorm room rates at these colleges?
R+B was like $2,200 a semester for me.
I mean...the economics of it all...
$15 a day food allowance x 7 days x 16 weeks = $1680
$520 left over / 4 months = $130 a month for rent.
Oh...and all utilities being paid for...0 gas money spent.
Social aspects...
Different story for Americans. My semester R&B were 3300 on campus. The food plan we got was a pretty ****** value, either eat in their cafeterias with subpar food (One meal voucher was worth 3.40~Worth about $750 to students per semester) or to use in their ridiculously overpriced stores. Cramped dorms in a town of less than 20,000. I have my own **** apartment off campus, pay $325 a month utilities included. Could even find somewhere cheaper if I was living with someone.
Saving 500-1000 a semester not living on campus, eating better and have privacy.
Different story for Americans. My semester R&B were 3300 on campus. The food plan we got was a pretty ****** value, either eat in their cafeterias with subpar food (One meal voucher was worth 3.40~Worth about $750 to students per semester) or to use in their ridiculously overpriced stores. Cramped dorms in a town of less than 20,000. I have my own **** apartment off campus, pay $325 a month utilities included. Could even find somewhere cheaper if I was living with someone.
Saving 500-1000 a semester not living on campus, eating better and have privacy.
Different story for Americans. My semester R&B were 3300 on campus. The food plan we got was a pretty ****** value, either eat in their cafeterias with subpar food (One meal voucher was worth 3.40~Worth about $750 to students per semester) or to use in their ridiculously overpriced stores. Cramped dorms in a town of less than 20,000. I have my own **** apartment off campus, pay $325 a month utilities included. Could even find somewhere cheaper if I was living with someone.
Saving 500-1000 a semester not living on campus, eating better and have privacy.
Are you taking out loans to help pay for rent? Or were you allocated a certain amount by financial aid (That you don't have to pay back) for living off campus?
Are you taking out loans to help pay for rent? Or were you allocated a certain amount by financial aid (That you don't have to pay back) for living off campus?
If I was still on scholarship, maybe. We have to keep a 3.25 to keep all of our scholarship, but mine never even fully covered just tuition, let alone R&B. Got some loans, but its still money I have to pay, and most of my living expenses are out of pocket (or the parentals pockets).
