Goodluck!!! Break a leg!!! Or however the hell that stuff works.
Thanks kindly. I think it went pretty well, and I'm really hoping I get the position. It's a good balance of creative and technical stuff, and since it's a university, I'd get free gym membership, 96% off tuition for an advanced degree, and all sorts of other perks. Fingers are crossed, statuettes are being rubbed, pajamas are inside out.
Thanks kindly. I think it went pretty well, and I'm really hoping I get the position. It's a good balance of creative and technical stuff, and since it's a university, I'd get free gym membership, 96% off tuition for an advanced degree, and all sorts of other perks. Fingers are crossed, statuettes are being rubbed, pajamas are inside out.
The real question is how long you've been wearing your "lucky" Superman underoos.
By the way, if you manage to get the position, you'll have to tell me what ritual(s) you performed, which god(s)/goddess(es) you invoked, and which species of livestock you sacrificed. You see, I'll be applying to graduate school this fall, and after Game 7 against Detroit, I no longer feel I can rely upon the pantheon of long-forgotten druidic nightmares to whom I've turned in the past. I chalk it up to the absence of properly blasphemous groves in Arizona. I can appreciate how difficult it is for eldritch horrors to meet expectations without a blasphemous grove in which to conduct their orgies of surpassing depravity--designed, no doubt, with the singular intention of causing the greatest possible offense to God. All I've got by way of a grove is a back yard in dire need of weeding and I strongly suspect they find it insufficient.
1. I don't have a television, and I don't want one. Can I watch every Coyotes game on my laptop? Anyone here do that? How much does something like that cost? Is it realiable? How about quality? Thanks.
2. I've never established any credit, and I'm twenty five years old. This is obviously a problem. I've been denied for everything from cell phone contracts to low limit, annual fee credit cards from companies like Crap.One. and even Quick Trip gas station. So, I bought one of those three credit bureau reports from Experian. Experian had my score at 638. Apparantly, I had two accounts past due(one closed six years ago, and the other four years ago). There was nothing else at all on the report. I've never financed anything, and have never been on a contract, so late payments, etc. for the most part, have never been an issue. It seems like the bigger problem is not "bad" credit, but "no" credit. Experian claims that Equifax and TransUnion have nothing on me. No score, no report, nothing. I get the feeling I'm being lied to, there. Does that sound right to anyone? Could it be that only one bureau has a score for me?
Also, how in the hell am I supposed to improve my credit if the freaking QT mart won't give me a dang card? I'm a little frustrated here, and my thirteen year old beater is breaking down on me. The thing is worth like two grand, and I'm about to drop like five hundo getting the breaks done. This is killing me. I'm flirting with the idea of taking out a student loan just so I can purchase a new car(I've been approved for 5,550 in grants this year, and 12,500 in subsidized loans this year, as a result of being unemployed for much of last year. I don't actually have tuition costs due to a tuition benefit through my employer).
I have a halfway decent job, and I don't live beyond my means in any way. I don't ever buy things. My clothes are old, and I have no gadgets to speak of. I don't struggle to make ends meet, and I pay my bills on time. I just don't have any freaking credit, and I have a need, but not the means to gain financing for a vehicle. It may be nice to be able to buy a house some day, as well(I'll have a degree soon, and I'm good at my job. A promotion, upon graduation, is certainly not out of the question)
Anyway, any advice would be great. I'm twenty five going on nineteen when it comes to things like this.
You absolutely can watch games online. I do all the time, but the quality does vary especially with the free broadcasts. I have center ice as well, but when I'm at work I usually just do some searching for free games over the net. Although I would be lying if I said Coyote games were common. If you want to pay, I hear game center on nhl.com has very good quality video. They archive their games as well, so people with whacky schedules can catch up when ever they can. Watch the video demo and it will give you an idea what it's all about.
You absolutely can watch games online. I do all the time, but the quality does vary especially with the free broadcasts. I have center ice as well, but when I'm at work I usually just do some searching for free games over the net. Although I would be lying if I said Coyote games were common. If you want to pay, I hear game center on nhl.com has very good quality video. They archive their games as well, so people with whacky schedules can catch up when ever they can. Watch the video demo and it will give you an idea what it's all about.
That's where I use my own money, rather than borrowing, right?
Yah, you deposit $500 or $1000 [or whatever you want] with the bank and they give you a card up to that limit.
That's one of the goofball things about credit. It's not just they want to know if you have a record of not paying things, but they want to see a record of you regularly paying things. If you live smart and never use credit for anything you're like a 'credit ghost' in the system. That's all fine and dandy as long as you don't actually want to get credit.
They don't improve your credit score. If you want a bank to loan you money for something like a house or a car, you have to have a good credit score. From what I can tell, you need to borrow money and then pay it back in order to improve your credit score. If you move through life without going into debt, you will not have a sufficient credit history to justify anyone loaning you any money in the future.
Yah, you deposit $500 or $1000 [or whatever you want] with the bank and they give you a card up to that limit.
That's one of the goofball things about credit. It's not just they want to know if you have a record of not paying things, but they want to see a record of you regularly paying things. If you live smart and never use credit for anything you're like a 'credit ghost' in the system. That's all fine and dandy as long as you don't actually want to get credit.
Honestly mouser, I kind of feel that the whole system is goofball. I suppose that I'll be putting five hundred bucks into one of those cards then. I wonder how long it will take to improve my credit score.
As far as the vehicle goes, I don't think I'll be able to secure financing in any other way than student loans. I don't have a co-signer, and I can't believe I'll be approved for financing for a vehicle if I can't even get a freaking cell phone contract. Obviously student loans are for school expenses, but I can't go to school unless I can go to work. I can't go to work if I don't have a freaking car. Ugh. It's not as though I need something fancy. I just want a five or six year old, stripped down, little work truck with like 50-60k on the odometer. We're talking seven or eight grand, tops?
They don't improve your credit score. If you want a bank to loan you money for something like a house or a car, you have to have a good credit score. From what I can tell, you need to borrow money and then pay it back in order to improve your credit score. If you move through life without going into debt, you will not have a sufficient credit history to justify anyone loaning you any money in the future.
Ah, yes. Credit. Figured you just wanted to spend money with plastic.
Honestly mouser, I kind of feel that the whole system is goofball. I suppose that I'll be putting five hundred bucks into one of those cards then. I wonder how long it will take to improve my credit score.
As far as the vehicle goes, I don't think I'll be able to secure financing in any other way than student loans. I don't have a co-signer, and I can't believe I'll be approved for financing for a vehicle if I can't even get a freaking cell phone contract. Obviously student loans are for school expenses, but I can't go to school unless I can go to work. I can't go to work if I don't have a freaking car. Ugh. It's not as though I need something fancy. I just want a five or six year old, stripped down, little work truck with like 50-60k on the odometer. We're talking seven or eight grand, tops?
Lots of student loans include monies to cover rent and food and stuff. I wouldn't know how to begin looking for one, but I imagine there are loans out there that leave a bit for car payments.
Lots of student loans include monies to cover rent and food and stuff. I wouldn't know how to begin looking for one, but I imagine there are loans out there that leave a bit for car payments.
No payments needed. For the year, I'll get 5,550 in grants and 12,500 in loans. Those come in two disbursements. That's 9,025 in the first disbursement(not including the loan origination fee of 1%). As soon as I get the first disbursement(thirty to ninety days), I'll cancel the second disbursement of the loan, but keep the second grant disbursement coming. That will put me in debt 6,250. I'll use the second disbursement of grant money(2,775) to pay back on the loan, and reduce my debt to 3,475. My piece of **** vehicle is worth probably two grand on a trade-in. That gives me something like 11,025 to buy a truck. I can certainly find an acceptable one for 8k. Leaves me 3k to pay back to the lender. Reduces the student loan debt to half a grand-ish. That's subsidized so no interest until six months after I graduate.
Still, it'd be nice to just have credit and be able to buy a car like a normal person. Haha.
I'm happy to pay, and i love the archiving. I generally don't get home until seven thirty-ish. i wonder if they spoil the score.
You can have it set so that the scores don't show up.
And my opinion of GameCenter: I love it. There's usually a 50% chance that you get a Phoenix stream of the game too. Although black-outs apply to GameCenter, so if you live in Phoenix, it's not doing you much good unless you just want to watch the archived version later. I live in Florida, so this does not apply to me.
