Only been through Phoenix airport once. My only real memory was the incredible 108 heat blast.
It was only a (5 hour) layover for me, so i didn't see any of the actual city.
Everything was just so spread out, there was only a few shops (usually the same ones) in each terminal, and there was also a huge lack of seating everywhere. Add that to a **** load of people there, and it feels really ******.
I just got a project in Philosophy... Choose a movie from the 2 page list, watch it, and then make a presentation about its historical accuracy.
I've narrowed it down to Band of Brothers (1episode) or Gangs of New Yok.
The Untouchables is the Wild card, but I'm not sure if my Partner would want to do it since I saw it on the list after I left class.
Which should I do?
If you're looking to tear something apart, I'd say the Untouchables. The movie is basically nothing like the real team except for Eliot Ness. There was really about a dozen guys, no Sean Connery type character, no tax specialist. Ness's book on the team really is interesting and more factual.
I'd say Gangs of NY would be next, it has some true stuff in there and some compilations, but of your choices I think Band of Brothers is easily the closest to real history. They did have some big gaffes in the series, (notably the episode with the kid who got hysterical blindness that in the credits said he died of his wounds when in reality he lived for decades afterward...oops) but for the most part they really nailed it. The book of course is great to read as well.
Manual. Haven't had any problem with the clutch. Basically whether I have it in reverse or not and is just coasting backwards there is that scraping whine.
Well, since i'm a history teacher, and this is one of my assignments for the AP class over winter break, there are a lot of options.
Pick pretty much ANY major flick, and you can discuss it. Mel Gibson movies work pretty well. Lagaan would involve a pretty cool discussion from another side (it's a Bollywood flick about imperialism in India from the Indian side)
If you're set on the ones you're using, the Untouchables would be ok I guess. There are a lot of books.
I would personally do the Gangs of New York. That's pretty over the top and you can find a lot of elements of exaggeration.
Yeah it doesn't matter how accurate the film is, i just love all 3 of those films (one of them is a series, i know) and didn't know which one to choose.
My personal choice is also Gangs of New York, because that would be much cooler to present to a class, but my Partner wants to do Band of Brothers since he's never seen it... (don't get me wrong, i still love it.)
Manual. Haven't had any problem with the clutch. Basically whether I have it in reverse or not and is just coasting backwards there is that scraping whine.
Well...your drive shaft is spinning the opposite direction, so the pressure plate could be scraping the forks on the clutch disc. Do you get the same sound with the clutch in and or out? Is this a front or rear wheel drive?
Also, could be the breaks, in terms of the pads creating friction going in an opposite direction.
Well...your drive shaft is spinning the opposite direction, so the pressure plate could be scraping the forks on the clutch disc. Do you get the same sound with the clutch in and or out? Is this a front or rear wheel drive?
Also, could be the breaks, in terms of the pads creating friction going in an opposite direction.
I hate cars.
Actually not sure about the clutch being in or out as I can only recall not being in gear. I have an AWD car (Subaru WRX). Could very well be my front brakes as they are close to needing service.
Shameless self promotion here.....but it's for the greater good, LOL
Those of you that have tried to refi in the past, but could not do to value issues and appraisal requirements, I have good news!
The gubment manadated box tweak with the latest iteration of the HARP loan programs has effectively eliminated valuation problems. The box was updated the weekend of the 17th, and every eligible loan I have run since then has gotten an appraisal waiver. Some have been at an LTV of 150% or higher.
So, any of you that last entered into a mortgage ( purchase or refinance ), prior to say March 2009 and are looking to get something better.....something better may now be out there. Rates are currently, depending on the LTV and credit score, from around 4 to 4.5% "no-points", on a 30 year.
For people in an FHA loan, with a similar March 2009 last settlement date, good news on the horizon for you all as well. Starting a week or so into June you'll be able to streamline the current FHA loan, using the original appraised value in the new loan, while keeping the monthly MI factor the same AND have next to nothing for the up-front MI. Current up-front MI is $1K for every $100K of the loan amount. In June it will be only $100. So instead of having to absorb $3000 on your 300K loan, it'll only be $300.
I'm here to take you to the cle......I mean, help you out!
I just went through a refinance to get my rate down to 3.875 on a FHA? (I've got a 330k loan). It dropped a good 200 a month, and it wasn't that expensive, though my PMI went up a decent bit from the last one to this one.
Bleh. Oh well, makes sense if it cuts the payments.
I just went through a refinance to get my rate down to 3.875 on a FHA? (I've got a 330k loan). It dropped a good 200 a month, and it wasn't that expensive, though my PMI went up a decent bit from the last one to this one.
Bleh. Oh well, makes sense if it cuts the payments.
sadly, no, you cannot "refi this summer" under what I posted. thats only for people who last settled on an FHA loan around march 2009. this had been rumored since early february, and was confirmed earlier this month. not sure when you refi'd, but if settlement was end of feb, or a couple days ago, whoever did it should have told you what was coming and gave you the option to wait until june.
3.875 isnt too bad ( especially considering you lopped $200 a month off what you had ) but i have to ask, how much lender credit did you get? 3.75% has been "the rate" for an FHA loan for months and months, no points with lender money towards closing costs, barring one having terrible credit.
dont forget, if your household AGI ( i assume youre single ) is 100K or less, you can write off 100% of the MI your paying on the mortgage. if it's over that you still can, but it's reduced by 10% for every 1K over. if it's over 110K, you cant deduct squat.
Totally. The whole process has been a breeze though, which has helped. Plus we're not moving in until the end of may, so the rent back is paying for the first two mortgage payments. Not to mention the place is in pristine condition and after meeting the sellers today, I see it staying that way.
For those on the fence about buying, hard to get a better rate that right now, that's for sure.
